Category Archives: Second Mortgage

How to Refinance: Mortgage Subordinations

Home loan professional Rob Spinosa of http://www.themortgagedictionary.com defines and explains the mortgage subordination process. Many homeowners attempt to refinance a mortgage and already have a second mortgage or home equity line of credit (HELOC) that needs to stay in place. … Continue reading

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How do I adjust the interest deduction for my second mortgage?

My second mortgage is $150k. I understand that one can only deduct the interest paid on the first $100k. Is this correct, and if so, would it be reasonable for me to just leave off 1/3 of the interest, when … Continue reading

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Mortgage Fraud Settlement: A Second Bailout for the Banks?

From the Majority Report, live M-F 11:30am EST and via daily podcast at http://Majority.FM: Looking deeper into the mortgage fraud settlement reveals just exactly what the banks get out of it… Duration : 0:3:35

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If your first mortgage takes a deed in lieu, what happens to the second mortgage?

Do the 2 companies duke it out? Or does the former homeowner have to strike a deal with the company that held the second mortgage? The second will follow you out. The first does not "duke it out", you simply … Continue reading

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60 Second Mortgage Tip: Low Advertised Interest Rates Fact or Fiction?

http://www.amerifirst.com/ This is your :60 Mortgage Tip with AmeriFirst Home Mortgage. With mortgage interest rates at historic lows, be wary of ultra-low advertised rates. Listen to this story about how a real lender was able to advertise a VERY low … Continue reading

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Isn’t a second mortgage included in the approval process of a short sale?

My daughter sold her house under the ‘short sale’ guidelines. She had a second mortgage on the house. She was led to believe that when she was approved for the short sale that it included an approval by the second … Continue reading

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What is a second mortgage?

John Goede, Goede & Adamczyk PLLC, http://www.floridacommunitylaw.com/ – (239) 260-4675. Florida Mortgage Law FAQs: http://thelaw.tv/naplesfortmyers/Mortgage+Law Disclaimer: http://thelaw.tv/naplesfortmyers/About/disclaimer Duration : 0:0:25

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Is a home equity loan and a second mortgage the same thing?

If not, can someone explain how a second mortgage works in laymans terms? Can I take out a second mortgage if I haven’t had my house that long? These are not necessarily the same thing. Normally, a Home equity line … Continue reading

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TheRealDeal – Second wave of mortgage crisis to come

In a segment on CBS that aired yesterday, 60 Minutes correspondent Scott Pelley talks to investment and credit experts about the new types of mortgages that will create a second wave of foreclosures. The country has already suffered the subprime … Continue reading

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Wellington Short Sale Agents Top Ten Questions #7 .mov

Wellington Short Sale Agents Top Ten Questions answered in this video series. This is the video for question #7. What happens in a short sale if I have more than one mortgage on my Wellington home? This is very common. … Continue reading

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